Paye Calculator
Whether it’s business profits, investment growth, or estimating Net Salary, our customized calculator provides accurate results instantly. Simply enter your details and gain valuable insights to improve your decisions. To learn more about who we are and what we do, visit our detailed About Us page.
Key features
1.
Calculate Your Net Salary Instantly
It is simple to use. You just enter your gross salary, and it immediately shows your net income after PAYE tax, KiwiSaver contributions, ACC levies, and student loan repayments. Whether you’re a full-time or part-time worker or a freelancer, this tool helps you understand your real earnings.
2.
Accurate Results with KiwiSaver & Loan Adjustments
Add your KiwiSaver and student loan details with just one click on kiwi calculator, and get an accurate view of your actual earnings.
3.
Work for Weekly, Biweekly, and Yearly Salaries
Whether you’re paid weekly, fortnightly, or yearly, this calculator easily adjusts your income period.
4.
Accurate ACC Levy Integration
The ACC Earners’ Levy automatically provides you with an accurate view of your net salary after tax is deducted.
What is a paye calculator?
A PAYE calculator is a tool that is used to estimate the amount of income tax that is deducted directly from an employee’s salary. It performs real-time calculations based on user inputs such as salary, tax code, pension, and deductions. It is designed to provide quick and accurate results. We value your trust and ensure data security—read our complete Privacy Policy to know how we protect your information.
PAYE calculators use dynamic tax models to calculate how it shapes your final income. With just a few inputs like salary, tax code, gross salary, and loan, this tool provides a quick glimpse of your actual income after taxes are deducted. Users will clearly understand their actual earnings, which helps them to plan budgets, evaluate job offers, and manage monthly expenses. The tool saves time and enables you to stay financially organized. By using our Paye calculator, you agree to our Terms and Services, which explain the rules and conditions of using our website.
We use PAYE calculators to:
- Understand how much tax will be deducted from our salary.
- Plan monthly budgets more accurately.
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Compare job offers and salary structures.
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Avoid unexpected deductions by simulating different income levels.
Explore our latest insights of Paye calculator , tips, and updates on salary, tax, and finance in the Blogs section.
Gross pay
Gross pay refers to the total income an employee receives before any deductions. This includes salary, bonuses, overtime, commission, car, Housing Allowance, and other forms of remuneration. The total earnings include base salary, bonuses, overtime, commission, and allowances, including car and housing. Accurate gross pay reporting ensures precise tax calculations and a clear understanding of your net income.
Paye
PAYE is a system that deducts tax and National Insurance from your salary before it reaches your account. These deductions are based on your earnings, tax code, pension contributions, student loan status, and other factors. This system allows you to pay taxes automatically by deducting a small amount from each of your paychecks, instead of paying a large amount at once Paye calculator made it easy for you.
ACC
ACC is an insurance contribution that is automatically deducted from your earnings to help cover the cost of injuries caused by accidents. A small percentage of each employee’s income is deducted as an ACC Earners’ Levy through the PAYE system. This levy helps fund medical treatment, Health services, and income support for those unable to work due to injury.
Payroll
Payroll giving is a simple and tax-efficient way to donate directly from your paycheck to registered charities. The donation is deducted from your paycheck before taxes are applied.
What are the PAYE tax tables?
The current PAYE tax rates in New Zealand for the 2025–2026 income year.
| Taxable Income | PAYE Rate |
|---|---|
|
$0 – $15,600 |
10.50% |
|
$15,601 – $53,500 |
17.50% |
|
$53,501 – $78,100 |
30.00% |
|
$78,101 – $180,000 |
33.00% |
|
$180,001 and above |
39.00% |
FAQs
If you know the rates, you can adjust all of the individual settings easily. For recent years, you can set the year by going to Advanced settings.
Your PAYE and ACC deductions are calculated together, covering income tax, National Insurance, and accident compensation contributions. This combined amount is automatically deducted from your salary to ensure accurate tax payments and injury cover.
Fortnightly pay is calculated by dividing your total yearly salary into 26 equal parts. Each part shows your gross earnings for two weeks.
Every month does not have four completely equal weeks. So, we used different methods
1. One year is divided by twelve months
2. One year is divided by twenty-four fortnights
When paye tax is determined, then your KiwiSaver amount is calculated, but this will be deducted separately. Both are shown in your final salary slip.
Whether full-time, part-time, or casual workers, can you same tool and just write your actual earnings. It calculates tax equally.
If you select the student loan option, its deduction is also included. Repayment begins when your income exceeds a certain limit.
Subtract PAYE tax, ACC levy, KiwiSaver, and other necessary deductions from your gross income. The money left over is your after-tax or take-home pay.
This tool is perfect for employees, Job Seekers, Freelancers, Business Owners, and Students with Loans.
Need help or have a question? Get in touch with us through the Contact Us page